About a week after the National Womens Hockey League stunned its players by reducing their salaries by 50 percent, the league has yet to provide the detailed information about funding and finances that the players requested.In a letter released last Saturday, the players asked officials of the second-year league to identify investors, explain why revenue dropped dramatically enough to trigger salary cuts and agree to a third-party accounting of the leagues finances. Commissioner Dani Rylan met with some players and exchanged emails with others but still hasnt complied, according to a person who is familiar with the discussions but not authorized to talk about them.With the league shut down for its Thanksgiving break, little is expected to happen until Monday.NWHL spokesman Chris Botta said in an email that the league hasnt received any further capital contributions beyond a $50,000 pledge toward salaries from Dunkin Donuts, its biggest sponsor. The leagues financial issues and lack of transparency are troubling to Scott Rosner, the faculty associate director of the Wharton Sports Business Initiative at the University of Pennsylvania who is an expert on womens sports startup leagues.Unfortunately, this may be a harbinger of things to come for this league, Rosner said in a phone interview. Id love for it to succeed. But when you have this at the beginning of the season, it means your business model is not as robust as they predicted it to be.We know startup leagues, or any startup businesses, lose money. Thats no great surprise. So you have to scale back and try to keep the doors open. Some leagues have done it and survived, but I worry that this may not.Until the league opens its books, its difficult to know what went wrong. But there might be some hints.Canadian financial executive Joel Leonoff met Rylan and invested in the league in its inaugural season while his daughter, Jaimie, played for the Connecticut Whale. Jaimie, a Yale graduate, goaltender and aspiring Olympian, needed a place to improve her skills.Im supporting my daughter more than anything, Leonoff told espnW last January.Jaimie signed with the New York Riveters over the summer but injured her hip before training camp and is out for the season. Its not clear whether Leonoff remains a benefactor; he did not respond to an email asking about his involvement.Investors may have an ability to underwrite a certain amount of money, Rosner said. If a business makes another capital call, its not unusual to see them pull back. If thats what happened here, the league is in serious trouble.The NWHL resumes play Dec. 3. Players can opt out of their contracts for virtually any reason, but where would they go? Rosters in the Canadian Womens Hockey League, the only other North American option, appear set. The CWHL pays bonuses but not salaries, so even a significantly reduced NWHL paycheck is better than none.CWHL commissioner Brenda Andress said in an email that her league is considering all options for our players and any players who display an interest in joining the CWHL at this point.The CWHL, founded in 2007, is miles ahead of the NWHL in transparency. It lists its board of governors and directors on its website; the NWHL has never revealed them. And the CWHL far exceeds the NWHL in sponsorships and corporate partners.Rylan attended Sundays Riveters-Whale game in Newark, New Jersey. Rosner suggested Rylan meet with all teams face-to-face as soon as possible.The league needs to trudge on. Rosner said. The league needs to be very, very forthright with its players. The league needs to be in front on this rather than behind it.If Im the commissioner, Im meeting with every team today and tomorrow. I need to speak to the players, tell them whats going on and be honest with them. 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SANTA CLARA, Calif. -- The frustrated fans of the San Francisco 49ers made their feelings clear with chants of We want Kap! We want Kap!Whether coach Chip Kelly is ready to bench quarterback Blaine Gabbert and give the job back to former starter Colin Kaepernick remains to be seen.Gabbert threw two interceptions, missed a handful of open receivers and struggled to generate any offense as the 49ers lost their fourth straight game, 33-21 to the Arizona Cardinals on Thursday night.I dont think anybody played well on offense. Nobody, Kelly said. I dont think we protected well enough, I dont think we threw it well enough and we had too many drops and two interceptions.While there is plenty of blame to throw around after the team allowed seven sacks and a safety, committed three turnovers and punted on four straight possessions to open the game, the focus right now will be on the quarterback position.Gabbert beat out Kaepernick for the job in training camp based mostly on better practice play, more familiarity with the offense and better health.Kaepernick led the Niners to the Super Bowl following the 2012 season and the NFC title game the following year before regressing and losing his job last year under coach Jim Tomsula. Three surgeries limited his offseason work and a tired arm cost him two crucial weeks of training camp, cementing Gabbert as the starter.But Kelly opened the door a bit to a possible change after the game.Were 1-4. Were going to look at everything, he said. We have to make sure were giving our team the best chance to go out and win.Gabbert isnt doing that right now. He went just 18 of 31 for 162 yards against the Cardinals, throwing two interceptions and once again struggling to get the ball down field. Gabbert ranks last in the NFL in yardds per attempt (5.dddddddddddd9) and his 69.6 passer rating is second-worst in the league.A week after badly underthrowing a deep pass to Torrey Smith that turned a possible go-ahead score in the fourth quarter into an interception, Gabbert missed an open Rod Streater on a deep ball in the first quarter.Its extremely frustrating, Gabbert said. I let this team and this organization down tonight and did not play good whatsoever and thats on me. I had two crucial turnovers there that led to points for the Cardinals and that was the difference in the game right there. I got to do a better job protecting the football and leading this team to scoring more points and winning games.He then had a pass deflected for an interception late in the second quarter, setting up a tying score for Arizona and threw another interception in the fourth when he stared down Jeremy Kerley on a pass, leading to a second round of chants for Kaepernick.But right now the players know there are more problems than just at quarterback after the offensive line was dominated for seven sacks.Sure I heard it, tackle Joe Staley said. Im out there trying to do my job to the best of my ability. Thats what Im focusing on.Kelly has said that Kaepernick is still not completely healed from the surgeries on his non-throwing shoulder, left knee and right thumb. Kelly has said Kaepernick is not back to the shape he was back during his last good season in 2013, but with 10 days off before the next game at Buffalo, it could be the time for a change if the 49ers want to have any chance of saving their season.---Online:AP NFL website: www.pro32.ap.org and www.twitter.com/AP-NFL ' ' '